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Stephen Bumgarner

Stephen J. Bumgarner

PH: (205) 458-5355
Fax: (205) 244-5611
Email: Stephen
PH: (205) 458-5182
Legal Secretary
Carol Hazel ()
PH: (205) 458-5363

Stephen’s commitment to excellence and a strong relationship with his clients guides his handling and resolution of complex litigation matters across the Southeast.

Stephen has successfully tried a number of jury and bench trials. He regularly represents financial institutions, banks, short and long-term lenders, mortgage lenders (forward and reverse) and vehicle finance entities in actions alleging violations of the Truth in Lending Act, Real Estate Settlement Practices Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Telephone Consumer Protection Act, Military Lending Act, and other federal statutes and regulations. Stephen’s practice includes business litigation matters, class actions and complex commercial disputes. A large component of Stephen’s practice also encompasses the representation of retailers, restaurants, and manufacturers in complex litigation. In addition, Stephen regularly represents Alabama employers in work-related accidents and retaliatory discharge lawsuits.

Through an Act of the Alabama Legislature, Read More

  • Defeated action seeking to certify a nationwide class action against a lender relating to post-petition, pre-confirmation claims in Chapter 13 bankruptcy proceedings.
  • Defeated action seeking to certify a nationwide class action against a debt collection firm for claimed violations of FDCPA, RICO, and unjust enrichment.
  • Defeated action seeking to certify a class action against a reverse mortgage lender relating to claimed unauthorized and/or excessive loan-related fees.
  • Favorably resolved class action lawsuit against a nationwide pharmacy retailer relating to charges for copying and release of pharmacy records.
  • Secured dismissal of multiple TILA actions brought against lender seeking rescission, monetary damages and other relief.
  • Secured summary judgment for a nationwide lender in multiple fraud actions.
  • Secured summary judgment for Alabama manufacturer in action alleging retaliatory discharge.
  • Secured dismissal of wrongful death claim brought under Dram Shop Act against nationwide restaurant.
  • Secured dismissal of lawsuit brought by the City of Birmingham against various lenders alleging violation of the Fair Housing Act, as a result of allegedly engaging in “reverse redlining.”
  • Secured victory in an arbitration proceeding for a medical specialty group in an action brought by a former employee asserting retaliatory discharge.


Professional Associations


Honors & Awards

Community Involvement