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Stephen Bumgarner
refer this attorney

Stephen J. Bumgarner

PH: (205) 458-5355
Fax: (205) 244-5611
Email: Stephen
PH: (205) 458-5182
Legal Secretary
Melinda Killian ()
PH: (205) 458-5234

One hundred percent of Stephen’s practice is devoted to litigation. Listed in Best Lawyers in America, Stephen has successfully tried a number of jury and bench trials. He regularly represents financial institutions, banks, short and long-term lenders, and mortgage lenders (forward and reverse) in actions alleging violations of the Truth in Lending Act, Real Estate Settlement Practices Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Telephone Consumer Protection Act, and other federal statutes and regulations. Stephen’s practice includes business litigation matters, class actions and complex commercial disputes. A large component of Stephen’s practice also encompasses the representation of retailers, restaurants, and manufacturers in lawsuits asserting tort and product liability claims. In addition, Stephen regularly represents Alabama employers in workers’ compensation and retaliatory discharge lawsuits.

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Honors & Awards


  • Defeated action seeking to certify a nationwide class action against a lender relating to post-petition, pre-confirmation claims in Chapter 13 bankruptcy proceedings.
  • Defeated action seeking to certify a nationwide class action against a debt collection firm for claimed violations of FDCPA, RICO, and unjust enrichment.
  • Defeated action seeking to certify a class action against a reverse mortgage lender relating to claimed unauthorized and/or excessive loan-related fees.
  • Favorably resolved class action lawsuit against a nationwide pharmacy retailer relating to charges for copying and release of pharmacy records.