Insurance Litigation & Coverage

Our attorneys have been successful representing both insurers and policy holders in matters involving a large range of topics whether that be by answering questions regarding the availability of coverage under a variety of insurance products to standing up to defend the company in litigation involving bad faith breach of an insurance contract and/or fraud.

  • Coverage Questions / Disputes
  • Bad Faith / Extra Contractual
  • Fraud

The firm has attorneys who practice exclusively in the area of insurance coverage and have extensive experience in the analysis and litigation of complex coverage matters. We provide opinions to clients on the interpretation of policy language and the rights and obligations of the insurer and insured under polices of insurance. Our coverage attorneys are admitted and practice in all of the Florida State and Federal courts and have handled appeals of coverage matters in the Florida District Courts of Appeal as well as the Eleventh Circuit Court of Appeals. Our attorneys have been extremely successful in defending and prosecuting declaratory judgment actions as well as defending breach of contract and extra-contractual claims.

The firm has substantial experience in the following types of Insurance Coverage matters:

  • Good faith claims handling reviews and advice
  • Settlement advice in multi-claimant situations
  • Drafting policy forms and endorsements
  • Insurance policy reviews for adequacy of coverage
  • Long tail claims, coverage priority and multi-policy analysis

Providing clients with opinions on coverage issues and policies including:

  • Personal, commercial and professional lines
  • Errors & omissions policies
  • Primary, excess and umbrella policies
  • Self-insured retentions and deductibles
  • Directors and officers policies
  • Garage keepers polices
  • Trucking policies including MCS-90 issues
  • Environmental policies
  • Governmental policies and trusts

Our Attorneys

Edward Bowron
Partner ~ Mobile, Alabama|
(251) 345-8216
(251) 344-9696
Edward
John Browning
Partner ~ Mobile, Alabama|
(251) 345-8211
(251) 706-2411
John
Stephen Bumgarner
Partner ~ Birmingham, Alabama|
(205) 458-5355
(205) 244-5611
Stephen
Martin Burke
Partner ~ Birmingham, Alabama|
(205) 458-5447
(205) 244-5613
Martin
Jennifer "Ginger" Busby
Partner ~ Birmingham, Alabama|
(205) 458-5341
(205) 244-5614
C. Paul Cavender
Partner ~ Birmingham, Alabama|
(205) 458-5350
(205) 244-5618
C. Paul
Betsy Collins
Partner ~ Mobile, Alabama|
(251) 345-8207
(251) 706-2414
Betsy
Graham Cotten
Associate ~ Birmingham, Alabama|
(205) 458-5259
(205) 244-5604
Graham
Gerald Gillespy
Partner ~ Birmingham, Alabama|
(205) 458-5348
(205) 244-5644
Gerald
Robert Given
Partner ~ Birmingham, Alabama|
(205) 458-5308
(205) 244-5645
Robert
Vincent Graffeo
Counsel ~ Birmingham, Alabama|
(205) 458-5333
(205) 244-5721
Vincent
Alexandra Haddad
Associate ~ Tampa, Florida|
(813) 367-5725
(813) 357-3510
Alexandra
Edward Hardin, Jr.
Counsel ~ Birmingham, Alabama|
(205) 458-5377
(205) 244-5731
Edward
Tony Harlow
Partner ~ Birmingham, Alabama|
(205) 458-5122
(205) 278-9795
Tony
Eric Hatten
Partner ~ Jackson, Mississippi|
(601) 709-3442
(866) 443-1581
Eric
Kasee Heisterhagen
Associate ~ Mobile, Alabama|
(251) 345-8244
(251) 706-2446
Kasee
John Kavanagh, Jr.
Partner ~ Mobile, Alabama|
(251) 345-8246
(251) 344-9696
John
Justin Kelly
Associate ~ Birmingham, Alabama|
(205) 458-5452
(205) 244-5610
Justin
Kermit Kendrick
Partner ~ Birmingham, Alabama|
(205) 458-5393
(205) 244-5665
Kermit
Forrest Latta
Partner ~ Mobile, Alabama|
(251) 345-8212
(251) 344-9696
Forrest
Alan Leeth
Partner ~ Birmingham, Alabama|
(205) 458-5499
(205) 244-5670
Alan
William "J." Long, IV
Partner ~ Birmingham, Alabama|
(205) 458-5445
(205) 244-5730
Reid Manley
Partner ~ Birmingham, Alabama|
(205) 458-5439
(205) 244-5675
Reid
Ellen Mathews
Partner ~ Birmingham, Alabama|
(205) 458-5410
(205) 714-6897
Ellen
Matthew Mitchell
Partner ~ Birmingham, Alabama|
(205) 458-5317
(205) 244-5748
Matthew
Briana Montminy
Partner ~ Birmingham, Alabama|
(205) 458-5480
(205) 244-5690
Briana
Brian Neal
Partner ~ Nashville, Tennessee|
(615) 724-3246
(615) 724-3346
Brian
Jason Nimmer
Counsel ~ Mobile, Alabama|
(251) 345-8202
(251) 706-3513
Jason
David Proctor
Partner ~ Birmingham, Alabama|
(205) 458-5166
(205) 244-5735
David
Michael Ray
Counsel ~ Birmingham, Alabama|
(205) 458-5402
(205) 244-5657
Michael
Atoyia Scott
Associate ~ Mobile, Alabama|
(251) 345-8253
(251) 706-3519
Atoyia
Daniel Snyder
Associate ~ Birmingham, Alabama|
(205) 458-5417
(205) 244-5652
Daniel
Frank Springfield
Partner ~ Birmingham, Alabama|
(205) 458-5187
(205) 244-5707
Frank
Michael Strasavich
Partner ~ Mobile, Alabama|
(251) 345-8206
(251) 706-2409
Michael
Hannah Thrasher
Associate ~ Birmingham, Alabama|
(205) 458-5362
(205) 244-5719
Hannah
Joshua Threadcraft
Partner ~ Birmingham, Alabama|
(205) 458-5132
(205) 413-8701
Joshua
Rik Tozzi
Partner ~ Birmingham, Alabama|
(205) 458-5152
(205) 278-6948
Rik
Peter Vilmos
Partner ~ Orlando, Florida|
(407) 540-6622
(407) 650-2955
Peter
Allan Wheeler
Counsel ~ Birmingham, Alabama|
(205) 458-5235
(205) 244-5741
Allan
Ricardo Woods
Partner ~ Mobile, Alabama|
(251) 345-8257
(251) 344-9696
Ricardo

Experience Matters

Brief sentence defining representative matters.

  • Insurance - Coverage and Bad Faith

    Lead counsel in declaratory action involving managed care organization that bankrupted due to fraud leaving thousands of members without coverage, some with significant medical conditions. Favorable settlement, including an express condition of entry of an Order stating there was no coverage.
  • Maritime Insurance

    Represented maritime commercial property insurer in dispute with commercial policyholder relative to insurance claim arising from Hurricane Katrina.
  • Maritime Insurance

    Represented maritime insurer in pursuit of action for declaratory judgment construing insurance policy for vessel and to defend breach of contract and bad faith claims arising out of the sinking of yacht off the Alabama coast. Trial resulted in verdict in favor of maritime insurer on bad faith claim.
  • Asbestos Litigation

    Retained as trial counsel for steel company in consolidated cases of asbestos in Kanawha County, West Virginia.
  • Insurance - Coverage and Bad Faith

    Lead counsel in defense of pollution claim over costs incurred by insured for its EPA-mandated remediation of ground pollution at a paper manufacturing facility that had been in continuous operation for over 50 years, triggering multiple policies. Favorable settlement.