Insurance Litigation & Coverage

Our attorneys have been successful representing insurers in matters involving a large range of topics, by providing coverage opinions under a variety of insurance products and defending the company in litigation involving contractual and extra-contractual/bad faith or fraud litigation.


  • Coverage Questions / Disputes
  • Bad Faith / Extra Contractual
  • Fraud

The firm has attorneys who practice exclusively in the area of insurance coverage and have extensive experience in the analysis and litigation of complex coverage matters. We provide opinions to clients on the interpretation of policy language and the rights and obligations of the insurer and insured under polices of insurance. Our coverage attorneys are admitted and practice in all of the Florida State and Federal courts and have handled appeals of coverage matters in the Florida District Courts of Appeal as well as the Eleventh Circuit Court of Appeals. Our attorneys have been extremely successful in defending and prosecuting declaratory judgment actions as well as defending breach of contract and extra-contractual claims.

The firm has substantial experience in the following types of Insurance Coverage matters:

  • Good faith claims handling reviews and advice
  • Settlement advice in multi-claimant situations
  • Drafting policy forms and endorsements
  • Insurance policy reviews for adequacy of coverage
  • Long tail claims, coverage priority and multi-policy analysis

Providing clients with opinions on coverage issues and policies including:

  • Personal, commercial and professional lines
  • Errors and omissions policies
  • Primary, excess and umbrella policies
  • Self-insured retentions and deductibles
  • Directors and officers policies
  • Garage keepers policies
  • Trucking policies including MCS-90 issues
  • Environmental policies
  • Governmental policies and trusts

Our Attorneys

Edward Bowron
Partner ~ Mobile, Alabama|
(251) 345-8216
(251) 344-9696
Edward
Jonathan Brown
Associate ~ Ft. Lauderdale, Florida|
(954) 414-6218
(954) 414-6201
Jonathan
Stephen Bumgarner
Partner ~ Birmingham, Alabama|
(205) 458-5355
(205) 244-5611
Stephen
Daniel Burkard
Associate ~ Mobile, Alabama|
(251) 345-8220
(251) 344-9696
Daniel
Martin Burke
Partner ~ Birmingham, Alabama|
(205) 458-5447
(205) 244-5613
Martin
Jennifer "Ginger" Busby
Partner ~ Birmingham, Alabama|
(205) 458-5341
(205) 244-5614
C. Paul Cavender
Partner ~ Birmingham, Alabama|
(205) 458-5350
(205) 244-5618
C. Paul
Graham Cotten
Associate ~ Birmingham, Alabama|
(205) 458-5259
(205) 244-5604
Graham
Ashby Fox
Partner ~ Atlanta, Georgia|
(404) 685-4294
(404) 214-7927
Ashby
Gerald Gillespy
Partner ~ Birmingham, Alabama|
(205) 458-5348
(205) 244-5644
Gerald
Robert Given
Partner ~ Birmingham, Alabama|
(205) 458-5308
(205) 244-5645
Robert
Edward Hardin, Jr.
Counsel ~ Birmingham, Alabama|
(205) 458-5377
(205) 244-5731
Edward
Tony Harlow
Partner ~ Birmingham, Alabama|
(205) 458-5122
(205) 278-9795
Tony
Atoyia Harris
Associate ~ Mobile, Alabama|
(251) 345-8253
(251) 706-3519
Atoyia
Baya Harrison IV
Associate ~ Orlando, Florida|
(407) 540-6661
(407) 540-6601
Baya
Eric Hatten
Partner ~ Jackson, Mississippi|
(601) 709-3442
(866) 443-1581
Eric
Kasee Heisterhagen
Associate ~ Mobile, Alabama|
(251) 345-8244
(251) 706-2446
Kasee
John Kavanagh, Jr.
Partner ~ Mobile, Alabama|
(251) 345-8246
Cell: (251) 423-0826
(251) 344-9696
John
Justin Kelly
Partner ~ Birmingham, Alabama|
(205) 458-5452
(205) 244-5610
Justin
Kermit Kendrick
~ Birmingham, Alabama|
(205) 458-5393
(205) 244-5665
Kermit
Forrest Latta
Partner ~ Mobile, Alabama|
(251) 345-8212
(251) 344-9696
Forrest
Alan Leeth
Partner ~ Birmingham, Alabama|
(205) 458-5499
(205) 244-5670
Alan
William "J." Long, IV
Partner ~ Birmingham, Alabama|
(205) 458-5445
(205) 244-5730
Reid Manley
Partner ~ Birmingham, Alabama|
(205) 458-5439
(205) 244-5675
Reid
Ellen Mathews
Partner ~ Birmingham, Alabama|
(205) 458-5410
(205) 714-6897
Ellen
Matthew Mitchell
Partner ~ Birmingham, Alabama|
(205) 458-5317
(205) 244-5748
Matthew
Briana Montminy
Partner ~ Nashville, Tennessee|
(615) 724-3249
(615) 724-3394
Briana
Brian Neal
Partner ~ Nashville, Tennessee|
(615) 724-3246
(615) 724-3346
Brian
Jason Nimmer
Counsel ~ Mobile, Alabama|
(251) 345-8202
(251) 706-3513
Jason
Samantha Orender
Associate ~ Jacksonville, Florida|
(904) 232-7211
(904) 212-1562
Samantha
Alexandra Palermo
Associate ~ Tampa, Florida|
(813) 367-5725
(813) 357-3510
Alexandra
Michael Ray
Counsel ~ Birmingham, Alabama|
(205) 458-5402
(205) 244-5657
Michael
Adrian Rust
Partner ~ Jacksonville, Florida|
(904) 232-7202
(904) 212-0247
Adrian
Frank Springfield
Partner ~ Birmingham, Alabama|
(205) 458-5187
(205) 244-5707
Frank
Michael Strasavich
Partner ~ Mobile, Alabama|
(251) 345-8206
(251) 706-2409
Michael
Hannah Thrasher
Associate ~ Birmingham, Alabama|
(205) 458-5362
(205) 244-5719
Hannah
Joshua Threadcraft
Partner ~ Birmingham, Alabama|
(205) 458-5132
(205) 413-8701
Joshua
Rik Tozzi
Partner ~ Birmingham, Alabama|
(205) 458-5152
(205) 278-6948
Rik
Peter Vilmos
Partner ~ Orlando, Florida|
(407) 540-6622
(407) 650-2955
Peter
Allan Wheeler
Counsel ~ Birmingham, Alabama|
(205) 458-5235
(205) 244-5741
Allan
Ricardo Woods
Partner ~ Mobile, Alabama|
(251) 345-8257
(251) 344-9696
Ricardo

Experience Matters

Brief sentence defining representative matters.

  • Commercial Insurance--Represented national frozen food distribution company to pursue insurance claim against commercial insurer and to defend declaratory judgment proceeding arising out of alleged environmental contamination and to recover clean-up costs associated with violations of Clean Water Act.
  • Life, Heath, & Disability

    Defended multiple life insurers in sales practice litigation arising from sale and/or design of variable annuity contracts, variable life insurance policies, and other consumer claims.
  • Asbestos Litigation

    Retained as trial counsel for steel company in consolidated cases of asbestos in Kanawha County, West Virginia.
  • Life, Heath, & Disability

    Summary judgment for life insurer on bad faith claim by Florida widow whose claim was denied due to deceased’s husband’s non-payment of premiums causing coverage to lapse two months before death in auto accident.
  • Life, Heath, & Disability

    Defended insurer in suit alleging fraudulent sale of credit life insurance where the insured claimed the agent misrepresented contract coverage. Duty to read -- summary judgment granted.