Insurance Litigation & Coverage

Our attorneys have been successful representing both insurers and policy holders in matters involving a large range of topics whether that be by answering questions regarding the availability of coverage under a variety of insurance products to standing up to defend the company in litigation involving bad faith breach of an insurance contract and/or fraud.

  • Coverage Questions / Disputes
  • Bad Faith / Extra Contractual
  • Fraud

The firm has attorneys who practice exclusively in the area of insurance coverage and have extensive experience in the analysis and litigation of complex coverage matters. We provide opinions to clients on the interpretation of policy language and the rights and obligations of the insurer and insured under polices of insurance. Our coverage attorneys are admitted and practice in all of the Florida State and Federal courts and have handled appeals of coverage matters in the Florida District Courts of Appeal as well as the Eleventh Circuit Court of Appeals. Our attorneys have been extremely successful in defending and prosecuting declaratory judgment actions as well as defending breach of contract and extra-contractual claims.

The firm has substantial experience in the following types of Insurance Coverage matters:

  • Good faith claims handling reviews and advice
  • Settlement advice in multi-claimant situations
  • Drafting policy forms and endorsements
  • Insurance policy reviews for adequacy of coverage
  • Long tail claims, coverage priority and multi-policy analysis

Providing clients with opinions on coverage issues and policies including:

  • Personal, commercial and professional lines
  • Errors & omissions policies
  • Primary, excess and umbrella policies
  • Self-insured retentions and deductibles
  • Directors and officers policies
  • Garage keepers polices
  • Trucking policies including MCS-90 issues
  • Environmental policies
  • Governmental policies and trusts

Our Attorneys

Edward Bowron
Partner ~ Mobile, Alabama|
(251) 345-8216
(251) 344-9696
Edward
Stephen Bumgarner
Partner ~ Birmingham, Alabama|
(205) 458-5355
(205) 244-5611
Stephen
Daniel Burkard
Associate ~ Mobile, Alabama|
(251) 345-8220
(251) 344-9696
Daniel
Martin Burke
Partner ~ Birmingham, Alabama|
(205) 458-5447
(205) 244-5613
Martin
Jennifer "Ginger" Busby
Partner ~ Birmingham, Alabama|
(205) 458-5341
(205) 244-5614
C. Paul Cavender
Partner ~ Birmingham, Alabama|
(205) 458-5350
(205) 244-5618
C. Paul
Graham Cotten
Associate ~ Birmingham, Alabama|
(205) 458-5259
(205) 244-5604
Graham
Gerald Gillespy
Partner ~ Birmingham, Alabama|
(205) 458-5348
(205) 244-5644
Gerald
Robert Given
Partner ~ Birmingham, Alabama|
(205) 458-5308
(205) 244-5645
Robert
Edward Hardin, Jr.
Counsel ~ Birmingham, Alabama|
(205) 458-5377
(205) 244-5731
Edward
Tony Harlow
Partner ~ Birmingham, Alabama|
(205) 458-5122
(205) 278-9795
Tony
Atoyia Harris
Associate ~ Mobile, Alabama|
(251) 345-8253
(251) 706-3519
Atoyia
Baya Harrison IV
Attorney ~ Orlando, Florida|
(407) 540-6661
(407) 540-6601
Baya
Eric Hatten
Partner ~ Jackson, Mississippi|
(601) 709-3442
(866) 443-1581
Eric
Kasee Heisterhagen
Associate ~ Mobile, Alabama|
(251) 345-8244
(251) 706-2446
Kasee
John Kavanagh, Jr.
Partner ~ Mobile, Alabama|
(251) 345-8246
(251) 344-9696
John
Justin Kelly
Associate ~ Birmingham, Alabama|
(205) 458-5452
(205) 244-5610
Justin
Kermit Kendrick
Partner ~ Birmingham, Alabama|
(205) 458-5393
(205) 244-5665
Kermit
Forrest Latta
Partner ~ Mobile, Alabama|
(251) 345-8212
(251) 344-9696
Forrest
Alan Leeth
Partner ~ Birmingham, Alabama|
(205) 458-5499
(205) 244-5670
Alan
William "J." Long, IV
Partner ~ Birmingham, Alabama|
(205) 458-5445
(205) 244-5730
Reid Manley
Partner ~ Birmingham, Alabama|
(205) 458-5439
(205) 244-5675
Reid
Ellen Mathews
Partner ~ Birmingham, Alabama|
(205) 458-5410
(205) 714-6897
Ellen
Matthew Mitchell
Partner ~ Birmingham, Alabama|
(205) 458-5317
(205) 244-5748
Matthew
Briana Montminy
Partner ~ Nashville, Tennessee|
(615) 724-3249
(615) 724-3394
Briana
Brian Neal
Partner ~ Nashville, Tennessee|
(615) 724-3246
(615) 724-3346
Brian
Jason Nimmer
Counsel ~ Mobile, Alabama|
(251) 345-8202
(251) 706-3513
Jason
Alexandra Palermo
Associate ~ Tampa, Florida|
(813) 367-5725
(813) 357-3510
Alexandra
David Proctor
Partner ~ Birmingham, Alabama|
(205) 458-5166
(205) 244-5735
David
Michael Ray
Counsel ~ Birmingham, Alabama|
(205) 458-5402
(205) 244-5657
Michael
J. Mitchell Relfe
Associate ~ Birmingham, Alabama|
(205) 458-5318
(205) 244-5622
Daniel Snyder
Associate ~ Birmingham, Alabama|
(205) 458-5417
(205) 244-5652
Daniel
Frank Springfield
Partner ~ Birmingham, Alabama|
(205) 458-5187
(205) 244-5707
Frank
Michael Strasavich
Partner ~ Mobile, Alabama|
(251) 345-8206
(251) 706-2409
Michael
Hannah Thrasher
Associate ~ Birmingham, Alabama|
(205) 458-5362
(205) 244-5719
Hannah
Joshua Threadcraft
Partner ~ Birmingham, Alabama|
(205) 458-5132
(205) 413-8701
Joshua
Rik Tozzi
Partner ~ Birmingham, Alabama|
(205) 458-5152
(205) 278-6948
Rik
Peter Vilmos
Partner ~ Orlando, Florida|
(407) 540-6622
(407) 650-2955
Peter
Allan Wheeler
Counsel ~ Birmingham, Alabama|
(205) 458-5235
(205) 244-5741
Allan
Ricardo Woods
Partner ~ Mobile, Alabama|
(251) 345-8257
(251) 344-9696
Ricardo

Experience Matters

Brief sentence defining representative matters.

  • Commercial Insurance--Represented national frozen food distribution company to pursue insurance claim against commercial insurer and to defend declaratory judgment proceeding arising out of alleged environmental contamination and to recover clean-up costs associated with violations of Clean Water Act.
  • Appellate

    Appellee’s counsel for excess insurer on appeal by policyholder of denial of coverage for an excess jury verdict due to late notice. Summary judgment affirmed for insurer.
  • Insurance - Coverage and Bad Faith

    Lead counsel in defense of coverage under a professional liability policy by engineer/insured seeking coverage for third party claims arising from a fire that destroyed a retail business which he negligently had designed. Favorable settlement.
  • Breach of Contract

    Represented liability insurer in defense of breach of contract/bad faith claims brought by alleged insured where alleged insured had been sued for wrongful death and multi-million dollar judgment had been entered against alleged insured, where alleged insured had been excluded from coverage by endorsement. Summary judgment affirmed on appeal in published opinion.
  • Life, Heath, & Disability

    Defended insurer in suit alleging fraudulent sale of credit life insurance where the insured claimed the agent misrepresented contract coverage. Duty to read -- summary judgment granted.