Recent actions taken by the Consumer Financial Protection Bureau ("CFPB") reflect that ensuring the accuracy and completeness of information furnished to Consumer Reporting Agencies (CRAs) will be an area of emphasis. On that point, CFPB issued Bulletin 2013-09 emphasizing the Fair Credit Reporting Act's ("FCRA") requirement that CRAs notify a furnisher of information when a consumer disputes the accuracy or completeness of information provided by the furnisher to the CRA. In addition, the CRA is required to promptly provide the furnisher "all relevant information ...
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