Consumer Finance Litigation

The U.S. District Court for the Western District of Wisconsin recently held that Synchrony Bank did not violate the Fair Credit Reporting Act (“FCRA”) when it mistakenly requested a consumer’s credit report. In Carlson v. Synchrony Bank, No. 21-cv-077-wmc, 2022 WL 1302841 (W.D. Wis. May 2, 2022), Synchrony requested plaintiff’s credit report after a third party accidentally provided plaintiff’s social security number in connection with a credit application. When plaintiff learned that the account was opened, he contacted Synchrony to advise that he did not open the ...