Posts tagged TILA/RESPA Integrated Disclosures.
The long heralded TILA/RESPA Integrated Disclosures (TRID) are coming, and they are already causing some headaches in the real estate market. Congress provided for the new disclosures in the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank). The TRID disclosures are designed to improve the existing disclosure process for mortgage lending and real estate closings by consolidating the old Truth in Lending Disclosure Statement (TILA), HUD-1 Settlement Statement (HUD-1), and Good Faith Estimate (GFE) into two new forms called a "Loan Estimate ...
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