Inside Counsel: Litigation Exposure Under the 2013 Dodd-Frank Mortgage Servicing Regulations Part I, January 2014

Articles / Publications

On January 10, several regulations that will fundamentally change the mortgage servicing and origination industries will go into effect. Essentially extensions of Dodd-Frank created by the Consumer Financial Protection Bureau (CFPB), the changes will present serious compliance issues and litigation exposure.

This three-column series focuses primarily on the potential for litigation under the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA), specifically those provisions that govern responses to borrower inquiries and requests for loss mitigation. Additionally, special attention will be paid to how these regulations and others interface with the foreclosure process.

To view the article in its entirety on Inside Counsel, please click here.

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