Burr & Forman

Financial Institution Regulatory

Burr & Forman’s financial regulatory team provides regulatory advice to financial institutions, as well as their holding companies, affiliates, subsidiaries, boards of directors, and investors. Our clients are located throughout the Southeast and range from large bank holding companies to small community banks.

Our attorneys resolve governance and transactional concerns that include capital standards, securities regulation, the structure of holding companies and subsidiaries, and compliance with all state banking regulations. When banks create or improve their ownership structure, consumer services (including innovative new programs) or lending activities, we help them select the appropriate entity, prepare effective documentation and loan procedures, issue holding company securities, and deal with state banking regulators, the Federal Reserve Board, the Comptroller of the Currency, the Federal Deposit Insurance Corporation and state regulators.

We assist clients in a number of areas on the regulatory side including:

Affiliate Transactions

Advise banks concerning transactions with their affiliates pursuant to Sections 23A and 23B of the Federal Reserve Act.

Bank Mergers/Branch P&A Transactions

Assist clients with complex mergers, internal reorganizations, supervisory and other acquisitions, asset purchases and sales (including branch P&A transactions), joint ventures, and controlling and noncontrolling investments in financial institutions. We handle all regulatory issues under the Bank Holding Company Act, Bank Merger Act, and other relevant laws.

BSA/AML Compliance

Assist financial institutions with compliance related to the Bank Secrecy Act, the USA PATRIOT Act, and the laws and regulations enforced by the Office of Foreign Assets Control.

Looking to discuss your Financial Institution Regulatory issues?