Zach Miller is a Partner in the firm's Financial Services Litigation Group with a focus on consumer finance litigation defending financial institutions such as banks, mortgage lenders, credit card companies and debt buyers/collectors on a number of issues.

Zach defends financial institutions such as banks, mortgage lenders, credit card companies, auto finance companies and debt buyers/collectors in consumer lawsuits filed under various state and federal laws, including the Truth-in-Lending Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Equal Credit Opportunity Act.

While he has extensive experience in consumer finance litigation, Zach also handles numerous general commercial litigation matters. Zach serves as a Young Lawyer Liaison for the Debt Collection and the Bankruptcy Subcommittee of the American Bar Association’s Consumer Financial Services Committee and he is also a graduate of the TIPS/ABOTA National Trial Academy.

Zach serves as a member of Burr & Forman’s Recruiting Committee and is a contributing author to the firm’s Consumer Finance Litigation Blog.

While in law school, Zach was named to the Order of the Barristers, was an advocate in the International Philip C. Jessup Moot Court Competition and participated in two summer programs focusing on International Law and the European Union (Dubrovnik, Croatia and Strasbourg, France). In addition, he served as Editor-in-Chief of the Indiana International & Comparative Law Review.

Honors & Recognitions

  • Listed in The Best Lawyers in America®️, Banking and Finance Law (2022-2023), Financial Services Regulation Law (2022-2023), Litigation - Banking and Finance (2022-2023)
  • Listed in The Best Lawyers in America®️ " Lawyers of the Year," Financial Services Regulation Law, Nashville, TN (2023)
  • Alabama Super Lawyers "Rising Star", Consumer Law (2011-2014)
  • Mid-South Super Lawyers "Rising Star," Consumer Law (2016-2022)


Speaking Engagements

Blog Posts

Professional & Community

Professional Activities

  • American Bar Association
  • Young Lawyers Section of the Alabama Bar
  • Alabama State Bar
  • Nashville Bar Association
  • Tennessee Bar Association

Publications and Presentations


  • Co-Author, Mass Arbitration: Altering the Litigation Landscape, --THE BUS. LAW.--- (forthcoming Spring 2023).
  • Co-Author, TCPA Update: In Return Visit to Supreme Court, Justices Endorse Narrow Autodialer Definition, 77 THE BUS. LAW. 601 (Spring 2022).
  • Author, Casenote: Facebook v. Duguid, et al., The Supreme Court Tackles the Definition of Automatic Telephone Dialing System, Consumer Finance Law Quarterly Report (Summer 2021).
  • Co-Author, TCPA Update: Circuit Split on Automatic Dialer Definition Sets the Stage for Back-to-Back Supreme Court Rulings, 76 The Bus. Law. 729 (Spring 2021).
  • TCPA: The Federal Circuit Courts of Appeals Take Sides on the Definition of ATDS, as the Supreme Court Prepares to Intervene, Debt Collection Symposium, Consumer Finance Law Quarterly Report (2021).
  • Co-Author, TCPA Update: Circuit Split on Automatic Dialer Definition Sets the Stage for Back-to-Back Supreme Court Rulings, THE BUS. LAW., Vol. 76, No. 2, p. 729 (Spring 2021).
  • Co-Author, TCPA: The D.C. Circuit Rules and Chaos Ensues, 74 THE BUS. LAW. 581 (Spring 2019).
  • Co-Author, Effective Revocation of Consent Under the Telephone Consumer Protection Act Following Reyes v. Lincoln Automotive Financial Services, 72 CONSUMER FIN. L.Q. REP. 453 (2018).
  • Co-Author, TCPA Litigation Update: Courts Take the Reins in Defining the Statute’s Limits, 73 THE BUS. LAW. 431 (Spring 2018).
  • Co-Author, TCPA Litigation Update: Enduring Questions After the FCC’s 2015 TCPA Declaratory Ruling, 72 THE BUS. LAW. 577 (Spring 2017).
  • Co-Author, TCPA Regulatory and Litigation Developments: The FCC Opens the Floodgates, 71 THE BUS. LAW. 649 (Spring 2016).

Speeches and Presentations

  • Co-Presenter, Legal Considerations in a Rapidly-Evolving Regulatory Landscape and Unsettled Economy, Auriemma Roundtables – Orlando (November 2022)
  • Co-Presenter, So You’ve Been Sued, The National Rent-to-Own Convention and Tradeshow – Indianapolis (August 2022).
  • Presenter, Regulation F and TCPA Developments and the Impact on Dialing Strategies, Auriemma Roundtables - Denver (June 2022).
  • Co-Presenter, The Art of Arbitration, Alternative Finance Bar Association - New York City (June 2022).
  • Co-Presenter, TCPA Post-Facebook, Conference on Consumer Finance Law – Chicago (May 2022)
  • Co-Presenter, Effective Strategies for Managing and Defending Counterclaims, National Creditors Bar Association - Nashville (April 2022).
  • Co-Presenter, Stretching Your Outside Counsel Dollar: Strategies for Maximizing Your Legal Budget, Professional Background Screeners Association - Anaheim, CA (September 2021)
  • Co-Presenter, Preparing for your Deposition, Professional Background Screeners Association – Anaheim, CA (September 2021).
  • Co-Presenter, TCPA Update, Conference on Consumer Finance Law – Virtual (March 2021)
  • Co-Presenter, New Texting Technology, Short Term Loan Bar Association Annual Meeting – Virtual (November 2020).
  • Co-Presenter, Arbitrating During the Pandemic – Speed Over Courts, ABA Consumer Finance Committee Virtual Annual Meeting – Virtual (September 2020).
  • Co-Presenter, The Upside Down: Deciphering TCPA Decisions After ACA International, Conference on Consumer Finance Law – Ft. Worth (November 2018)
  • Co-Presenter, Federal Regulation of Consumer Communications, ABA Consumer Finance Basics – Nashville (September 2018).
  • Co-Presenter, Law of the Land: An Exploration of State Laws Governing Debt Collectors, ACA International Convention and Expo – Nashville (July 2018)
  • Co-Presenter, Managing Your Cybersecurity Risk, Conference on Consumer Finance Law (May 2018).
  • Co-Presenter, The Future of the TCPA After ACA International v. FCC, ABA Business Law Section Spring Meeting – Orlando (April 2018).
  • Co-Presenter, Hindsight is 20/20: Using Real-Life Fact Patterns to Avoid Ethical Quandaries, Hudson Cook Financial Services Conference – Baltimore, MD (April 2018).
  • Co-Presenter, The Full Spectrum of TCPA Litigation from Phone Call to Judicial Opinion, ABA Consumer Financial Services Committee Meeting – Park City, UT (January 2018).
  • Co-Presenter, Attorney Liability and Ethics: Lessons from Cashcall, Short Term Loan Bar Association – Santa Fe, NM (November 2017)
  • Co-Presenter, TCPA Update, Conference on Consumer Finance Law – Ft. Worth (November 2017).
  • Co-Presenter, 2017 TCPA Landscape: Using Litigation Developments to Guide Your Compliance, Hudson Cook Consumer Financial Services Conference – Baltimore (April 2017). 



Sharon Foshee

Legal Practice Assistant

Angela K. Beasley

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